5 “BS” Retirement Investing Pitches You Should Ignore

coinTreeYou’re probably already wise to many schemes designed to separate you from your money—emails from Nigerian princes, phishing scams, etc. But does your BS detector go off when confronted with slick come-ones for perfectly legal-but-dubious investments? To see, check out these five pitches that are often targeted to people investing for retirement. Read more

6 Habits of Successful Retirees

coinTree Creating good, healthy habits in retirement creates a fruitful, rich and rewarding retirement.
Habits can be measured in many ways, what we eat, how often we exercise, saving money for retirement every month.  However, not all habits will bring you down a path toward financial stability.  Listed below are 6 habits of successful retirees that can help you with retirement:
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4 Ways To Jump-Start Your Savings

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Struggling to catch up? Here’s how to get your nest egg back on track

Saving for retirement is a lot like dieting. We all know what we should be doing, but actually doing it is hard. It’s much easier to make excuses.
We’re busy. We have responsibilities—to children, to older parents—that compete with our ability to set aside money for our later years. What’s more, wages have stagnated in recent years while the cost of living has continued to climb.
The numbers bear out the challenge: More than half of workers report they have less than $25,000 in total household savings and investments, excluding their home and any pension plans, according to the 2014 Retirement Confidence Survey by the Employee Benefit Research Institute. To be sure, not all of those surveyed had access to retirement plans, and some had incomes low enough to make saving difficult.
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Annuities 101: Is An Annuity Right For You?

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What is an Annuity?

Despite the fact that many people are familiar with the term ‘annuity’, many might not understand what it actually means or how it can be used to help them plan ahead for a successful financial future.

Simply put, an annuity is an insurance product that will pay you income based on money that you have previously put in. An annuity is commonly used as part of a retirement strategy. They are often popular choices for investors who wish to see a regular and steady income stream in their retirement. According to the Government Accountability Office, annuities can be an important part of an overall retirement plan.
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Wealth Building Tips for Millennials

Millennial! Another of those media driven buzzwords, used to label those between the ages of 18 and 34, while the term Gen Xers define those between 35 and 50 years of age. Boomers, the group to which I belong, are those 51 through 69. This post covers 8 key pieces of advice I proffer to this generation.

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